Pensions are often the "elephant in the room" during a divorce. While the family home usually takes centre stage in negotiations, the pension pot is frequently the second largest asset in a marriage—and in some cases, it is actually the largest. Yet, it is often the most misunderstood, undervalued, and overlooked element of a financial settlement. At D&A Solicitors , we see many clients who are understandably focused on the immediate future: where they will live and how they will pay the bills next month. However, a divorce settlement is not just about surviving the next year; it is about ensuring your security twenty or thirty years down the line. Following the recent shifts in the UK tax landscape, particularly the changes to how pensions will be treated for Inheritance Tax (IHT) from 2027, the way we approach pensions in divorce has become more technical and more critical than ever before. Here is a comprehensive guide to how divorce affects your pension and why you ...
For millions of people across England, the dream of homeownership has been tainted by the complexities, costs, and frustrations of the leasehold system. After years of campaigning and promises, the government has taken a monumental step forward with the publication of the draft Commonhold and Leasehold Reform Bill. Here’s what it means for you. For decades, the phrase "leasehold property" has carried a heavy caveat in the English property market. While it’s the standard way to "own" a flat, it has increasingly become synonymous with a lack of control, escalating costs, and a system that feels fundamentally stacked against the homeowner. At D&A Solicitors, we see the practical implications of this every day. We help clients navigate complex lease extensions, battle opaque service charges, and deal with the anxiety of diminishing lease terms. We have long argued that the system is archaic and in desperate need of modernisation. That is why the government’s recent ...