Introduction Yesterday, on 20 November 2025, the Home Secretary announced what is arguably the most significant restructuring of the UK’s legal migration framework in half a century. For decades, the path to settlement—or Indefinite Leave to Remain (ILR)—has generally followed a standard five-year timeline. As long as you lived here, worked here, and kept out of trouble, settlement was the natural conclusion to your visa journey. That era appears to be over. Under the new “Contribution-Based Model” unveiled by the government, the automatic right to settle after five years is being replaced by a tiered system where time is no longer the only currency. Instead, migrants must "earn" their place through economic contribution, integration, and strict adherence to the rules. For our clients here in Birmingham—from the healthcare heroes working in the Queen Elizabeth Hospital to the tech entrepreneurs in the Custard Factory—these changes are seismic. The new rules propose doubling...